Thị trường bất động sản mừng vì lãi suất giảm

Didn dan doanh nghien

thdi gian qua la vf du dien hinh. Vi dd'i vdi

phfa nudc ngoai, khdng phii cii chia du an ra

la dugc vay. De chic an, khdng ft dd'i tac ep

DN mud'n vay phii cd su bao lanh cua Chfnh

phii. Cdn tren binh dien vd an toan vd'n dd'i

vdi qud'c gia va khi nang tri ng "dai hoi", vdi

tdng san pham qud'c ndi chi dat 95 ty USD

nhu hien tai, khd cd the trdng chd nhieu vio

ngudn vay nudc ngoai (ngoai trir cho vay

dudi hinh thiic ODA). Vi theo thdng Id qud'c

te, ty Id ng vay nudc ngoai dugc coi la an toan

khi khdng vugt qua 50% GDP, ridng dd'i vdi

nudc ta, trong chien luge vay vd'n tii bdn

ngoai trong nhiing nam tdi dam bio ty le

bang 34-38% GDP Chidu theo chien luge dd,

mdi nam chiing ta ehi cd the di vay tii 30- 40

ty USD cho phit tridn kinh te. Quy dinh di

vay chi dugc phep d ngudng 38% so vdi

GDP, vay trong nudc ciing nhu huy ddng vd'n

qua cac kdnh trai phieu, ed phieu ciing lim

dat ed 50 ty USD cho 10 nam tdi, vay ma

tinh, nganh nao cung quy hoach chien lugng

phat trien vdi mdt lugng vd'n khdng Id nhu

thd' khdng bid't se huy ddng the' nio? Xem ra,

ehi xet dudi gdc do vd'n, nhiing sieu du in

trdn that khd khi thi. Va ne'u vi mdt ly do nao

dd, cd di vay de thue hien muc tidu phit trien

bing mgi gii, bai hgc ve su tang trudng thin

ky eua Hy Lap nhiing thap ky 90 din dd'n

cudc tan edng ciia khiing khoang ng hien tai

dang de chiing ta suy nghT, hanh ddng.

Dieu dang ban, du mdt so du an dua ra ed

thd' bid't la rit khd kha thi, nhung cac co quan

hoach dinh vin cd "de" ra bing dugc. Ly giai

mdt phin nguydn nhan cua hien tugng nay,

trudc het cin phai ke dd'n cau triic kenh cang

eiia eac bd hien nay. Theo co cau, bd nio hau

nhu eiing ed vidn nghidn eiiu chien luge phat

trien; ehiic nang cua eac vidn la giiip bd ehii

quan hoach dinh chien luge phat trien nganh,

phan nganh trong linh vuc quan ly ciia

minh... Vidn nhidu, bidn che lim, song khdng

ft ehuyen gia nhin nhan, khdng phii vidn nao

eung quy tu dugc nhiing bd dc gidi dd thuc su

la CO quan tham muu trong khau hoach dinh

chien luge. Da an luong ching nhe khdng

lam, ma da lam, da bit tay vio thuc thi de an

la cd tien ngan sach, ndn khdng ft vidn dd'n

hen lai ldn cii "ve" ra chien luge phat tridn,

de an phat trien. The ndn, ching cd gi ngac

nhien, khi khdng it dd an phat trien cho giai

doan 5 nam, 10 nam ciia cac nganh khi hoan

thanh xong de an trinh bd... phd duyet, cung

la thdi diem dich thdi gian khdng cdn nhidu,

va nhu vay se khdng ed tfnh kha thi •

18 Thue Nha Nuoc • sd 21 ar-.) - KY 1/6/2010

Von 6 dau?

Ong Pham Thanh Hung, Giim ddc Cdng ty CP bat

ddng sin The' ky nha'n manh, tai Viet Nam bat ddng sin la

mdt linh vuc diu tu ddi hdi phai ed mdt ngudn vd'n virng

manh, mdt ke hoach tai chfnh dii ban. Bdi de'n nam 2020,

ehiing ta can tdi 1.300 trieu m^ nha d va vdi con so nay

chiing ta cin 130 ti USD. Theo thdng ke, mdi nam chiing

ta cin 100 trieu m- nhi d va cin 160 nghin ti ddng vd'n de

xay dung. The nhung, hien nay mdi nam chiing ta mdi chi

danh dugc 150-200 ti ddng tix ngan sich de diu tu xay

dung va gin 150 nghin ti ddng tir cic NHTM. Vi tir nam

2008-2009 theo chuong trinh xa hdi hda nhi d xa hdi,

ngudn vd'n nay cd tang ldn, song vin khdng dip iing du

nhu cau ciia thi trudng bat ddng san.

Tai hdi thao, giai phap ve vd'n cho thi trudng bit ddng

san 2010, TS Tran Kim Chung, Vien Nghidn eiiu Quin ly

kirih td' Trung uong cho ring, cic DN bit ddng san thudng

huy dgng vdn tii 3 ngudn chinh li tii bin than DN, vay

ngan hang va huy ddng tii cac khach hang. Theo dng

Chung, qua he thdng ngan hing la kdnh huy ddng ehii ydu.

Song eho tdi thdi diem hien nay, ngan hang da khdng cdn

du kha nang dip iing cho thi trudng bit ddng san. Cic DN

cin sir dung them cac kdnh huy ddng khic nhu thd' chip,

va tai the' chip thdng qua he thdng trii phieu, thdng qua he

thdng diu tu tir cic nha diu tu tidm nang...

Theo TS Vu Dinh Anh, Vien Nghien ciiu Thi trudng gia

ci, cac ngudn vd'n trung, dii ban khdng dip umg du nhu ciu

phat trien eiia thi trudng bit ddng sin Viet Nam. Cho de'n

nay, ngudn vd'n trung, dii ban chii ydu cung cip cho thi

trudng bit dgng sin lai chiu ap luc bdi cac qui dinh vd tin

dung cho vay bat ddng sin, vd cbo vay the chip bit ddng san

vi xir If tai sin the chip bing bat ddng sin. Cac DN bat ddng

sin tai Viet Nam cdn chiu ip luc ve vd'n ldn khi bin than cac

DN niy deu cd vd'n nhd. Mdt ngudn vd'n dang ke cho thi

trudng bit ddng sin niia la tir cac nhi diu tu nudc ngoai ca

true tid'p vi giin tid'p, tuy nhidn ddng vd'n nay eung cd nhieu

ban che' khi chii ydu tap trung vao phan khiie thi trudng bat

ddng sin du lich, van phdng, chung cu cao cap, khach san,

nha hang, trung tam thuong mai... Ben canh dd, ddng tien