Tài liệu 963 bài essays mẫu part 63 pdf

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Essay 946 Topic 185 Purchase a house vs. purchase a business

If I had enough money to buy either a house or a business, I would prefer to spend the

money for a new home. Although both investments seem to be reasonable ones, I prefer

the investment in an new house because of the following reasons.

First of all, having a house which is paid off reduces the burden. I do not longer have to

worry about paying a monthly rent or mortgage. However, I would have to consider that

a house is also costly to maintain. Not everything is covered once the house is paid off.

There will always remain some spending for hydro, maintenance and other improvements

a house brings with it. Nevertheless, comparing to pay monthly rent I would have some

money left for leisure spending. For example, I could effort to buy the new car I always

wanted or to book the ticket for my dream vacation.

The second reason why I prefer to buy a house instead of buying a business is the fact,

that the investment in a house is considered more secure. Surely is the investment in a

business also a security but to me it seems less stable. A business sees good and bad

times, depending on the nature of industry and how the business is developing. Therefore

the value of the business is not constant.

To buy a business can turn in both directions. First, the business is developing fast an the

value increases significantly. In this case, comparing the investment in a business with

buying a house, the business brings a bigger added value. But on the other side, the

growth of a business cannot be guaranteed. Even choosing the right form of a business to

limit an eventual loss, cannot prevent from losing the value of the investment. The risk is

significant higher, and the loss can be enormous compared to the depreciation of a house.

For all these reasons, I prefer using the money to spend it for a house. It is more secured

than the risky investment in a business, although a business can eventually bring a higher

increase in value.

Essay 947 Topic 185 Purchase a house vs. purchase a business

If I had to make a choice between purchasing a house or a business, it would be an easy

one to make and I would definitely purchase a house.

Money, whether hard earned or otherwise, should be invested wisely. If I had enough

money, an immediate reaction would be to consider choosing a business since with it,

comes the possibility of making profits and doubling your capital.

However, being a cautious person, such a reaction would not last very long since one has

to look at the drawbacks of a business. Unlike the purchase of a house, which takes place

under relatively risk free conditions, a business always operates in an environment,

subject to competitive, social, political and technological risks. One bad move can lead to