Thực trạng tham gia bảo hiểm y tế ở hộ gia đình ở thành phố Thái Nguyên

Hoang N^i ^ Qujiih vd Dtg Tgp chi KHOA HQC & CONG NGH$ 163(03/2): 19-23

THir C TR4N G THA M GI A BA O HIE M Y T E H Q GIA ©IN H

d THAN H PH O THA I NGUYE N

Hoang Nghifp Quj'nh , NguySn Thj Thu Thiiy

Truong Difi hoc Kinh te & Qudn tn hnh doanh - Dti Thdi Nguyen

TOIVI TA T

Bdi viet ndy tim hiiu thyc trgng tham gia bdo hilm y te (BHYT) hp gia dinh ciia ngudi dan d

thanh pho Thai NguySn, tir do de xuat mpt gidi phdp nham thiic day sy tham gia cua hp. Nghien

ciiu tien hanh dieu tea 200 hp gia dinh d 4 phudng (Trung Thanh, Tdn Thanh, Tich Luang va Cam

Gia) cua thanh phi Thdi Nguyen. Kit qud dilu tra cho thdy: Sl Iupng ngudi tham gia BHYT theo

hp gia dinh cd tang nhung van chiem m$t ty 1? khiem tin. Ty I5 ngudi sii dyng the khdm, chua

b^nh khd cao. Do anh hudng ciia miic phi tham gia cao, thii tyc dang k^ mua th6 con radm ra,

nhgn thiic vl chinh sach BHYT hO ^ a dinh con hgn che nen ty 1? ngudi ddn tham gia BHYT hp

gia dinh cd phin syt gidm va thip nhit ttong cac dli tugng bdt buOc tham gia BHYT.

Tir khoa: Bdo hiem yte, Bdo hiem y ti theo ho gia dinh

DAT VAN DE

0 ViSt Nam, Bao hiem y tS Id m0t chii truong

Idn eiia Dang va Nha nude mang tinh nhan

dao, nhieu ngudi giuij mgt ngudi khi bi I m

dau phdi kham va dilu tri. Chinh sach bdo

hilm y t l dua c ban hdnh va thyc thi tir ndm

1992 (Nghi dinh so 299/HDBT, 1992). Di n

nay chdng ta da cd Ludt Bdo y t l 25/2008/

QH12, Id CO sd phdp ly quan trpng giiip cho

thuc hi^n vipc thuc day nhanh hon qud trinh

thuc hipn BHYT todn ddn. Tuy nhien, thyc te

ba nam trien khai Lu^t Bdo hiem y te ndm

2008 mae dii Luat quy dinh ey the cac doi

tugng cd trdch nhipm tham gja BHYT, lUiung

Bdng 1: Thdng lin

H$ dd tbam gia

BHYTHGD

vi| c tudn thii cua cac ddi tugng nay chua cao.

DS thyc hien dugc muc tieu BHYT todn ddn,

md rgng dien bap phu BHYT. Ngdy 13 thdng

6 nam 2014, Qude hdi khda XIII k^ hpp thir 7

thSng qua Luat Bao hiem y tS sua ddi. Luat

sura ddi cd hieu lyc tir ngdy 01 thdng 01 nam

2015. Theo dd, quy dinh bdt budc tham gia

BHYT theo h6 gia dinh va bd sung eo che

khuySn khich niu c6 100% thanh vien trong

gia dinh tham gia BHYT thi se duge gidm

miic ddng. Tham gia bdo hiem y te theo hd

gia dinh la con dudng nhanh nhat de tien tdi

bdo hiSm y tS toan dan.

chung ve cdc hp dieu Ira

s l lupug Ctf ciu

(Ngirdi) (%)

H$ chira tham gia

BHYTHGB

s l luyng

(Ngufri)

Ctf ciu

(%)

So luyng Cff cau

(Ngudl) (%)

LNghe nghiyp 100

Nong I3m ngu nghiep

Tieu thu cong

Thucmg m^ii.

Khic

2.HQC v^n

Cap 1

Cap 2

Cap 3

nghiep

dich vy

GD chuyen nghiep

Khac

65

81

132

66

344

34

79

102

98

31

18.«

23.3

38.4

19.2

100

9.9

23.0

29.7

28.5

9.0

82

61

94

75

312

32

86

115

52

27

26.3

19.6

30.1

24.0

100

10.3

27.6

36.9

16,7

8.9

(Nguon: Tong hpp tir so

147

142

226

141

656

66

165

217

150

5.8

//f M 3ieu

22.4

21.6

34.5

21.5

100

18 5

46.3

61

42.1

16.9

tra nam 2015)

Tel: 0912 477826, Email: [email protected].