Tài liệu S&T Bank Rates and Fees doc

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S&T Bank Rates and Fees

(Effective December 26, 2012 through January 1, 2013)

Growth/Income CD Time Deposits – Available for amounts up to $500,000

Please see Footnote 1 for disclosure.

Opening Balance

Requirements

Annual

Percentage Yield

Interest

Rate

Relationship

CD Offer

7 days to 31 days $75,000 0.15% 0.145% NO

32 days to 89 days $75,000 0.15% 0.145% NO

90 days to 181 days $1,000 0.15% 0.145% NO

6 months to 12 months $1,000 0.15% 0.145% NO

1 year to less than 2 years $500 0.15% 0.145% YES

2 years to less than 3 years $500 0.35% 0.345% YES

3 years to less than 4 years $500 0.45% 0.445% YES

4 years to less than 5 years $500 0.75% 0.744% YES

5 years $500 1.00% 0.993 % YES

IRA CD Time Deposits

Please see Footnote 1 for disclosure.

Opening Balance

Requirements

Annual

Percentage Yield

Interest

Rate

Relationship

CD Offer

6 month $1,000 0.15% 0.145% NO

1 year to less than 2 years $500 0.15% 0.145% YES

2 years to less than 3 years $500 0.35% 0.345% YES

3 years to less than 4 years $500 0.45% 0.445% YES

4 years to less than 5 years $500 0.75% 0.744% YES

5 years $500 1.00% 0.993 % YES

S&T-Bill CD Time Deposit

12-month CD

(Please see Footnote 10 for disclosure)

Opening Balance

Requirements

Annual

Percentage Yield

Interest

Rate

Relationship

CD Offer

Effective December 3, 2012 $500 0.10% 0.100% NO

Smart Start S&T-Bill CD Time Deposit

12-month CD

(Please see Footnote 11 for disclosure)

Opening Balance

Requirements

Annual

Percentage Yield

Interest

Rate

Relationship

CD Offer

Effective December 3, 2012 $250 0.10% 0.100% NO

Quick Cash 10-Month CD Time Deposit or IRA

10-month CD

(Please see Footnote 2 for disclosure)

Opening Balance

Requirements

Annual

Percentage Yield

Interest

Rate

Relationship

CD Offer

$1000 0.05% 0.045% NO

NO RELATIONSHIP BONUS AVAILABLE ON THE T-BILL CDs.