Tài liệu Interest Rates for Savings and Bank Accounts. docx

Barclays Bank PLC

Current Interest Rates

Reference rates

The sterling base rate is the Bank of England Base Rate which is currently 0.50%.

The US dollar base rate is the Federal Reserve Funds Rate which is currently 0.25%.

The euro base rate is the European Central Bank main refinancing rate which is currently 0.75%.

Rates correct as at 29 August 2012.

Types of Interest Rates

Interest rates can either be tracker rates, fixed rates or managed rates. We will tell you what type of rate applies to your

account when you open it.

Managed Rates

For accounts with managed rates, we can make rate changes immediately if the change is of benefit to you.

For accounts with managed rates where the account is a fixed term deposit or denominated in US dollars or another non

European Economic Area (EEA) currency, we will personally notify you at least 30 days before making a change to the rate

which is not favourable to you.

For accounts with managed rates where the account is denominated in sterling, euros or another EEA currency or is not a

fixed term deposit, we will personally notify you at least 2 months before making a change to the rate which is not

favourable to you.

The above does not apply where the rate tracks an external rate which is not set by Barclays, and there is a change to that

external rate.

Wealth and Investment Management

Interest Rates for Savings and Bank Accounts.

Rates apply to accounts held with Barclays Bank PLC – rates may vary.