Hướng tới áp dụng

Hvang tai ap dung

''cdc nguyen tdc cc bdn phdt trien

he thdng bdo hiem tien gui hieu qud''

DANG DUY CirCTNG

Hoat ddng Bdo hiem tien gid (BHTG) & Viet Nam trong nhiing ndm qua

da gdp phdn tich cue trong viec khdng dexdy ra do v& ngdn hdng, duy tri

long tin cua ngu&i gui tien vd ddm bdo he thdng ngdn hdng hoatt ddng on

dinh trong bdi cdnh khimg hodng tdi chinh. Ket qud dd, cd the khang dinh,

mot phdn la nh& he thdng BHTG nuoc ta dd cd nhung tudn thii nhdt dinh

ddi v&i cdc nguyen tdc cobdn phdt trien he thdng BHTG hieu qud.

He thong BHTG tai

Viet Nam sau 10 nam

hoqt dong

Hoat ddng BHTG cd mat

tien tbi gidi tir nhiing nam 30

ciia the ky XX, sau dai suy

tbpai 1929 - 1933. Sau han 70

nam hoat ddng, BHTG da trd

thanh mdt trong nhiing giii

phap quan trpng dupe nhiiu

qudc gia lua chpn de giai

quyit cac van d i khd khan

trpng hpat ddng ngan hang.

Muc dich cua chinh sach

BHTG la cd lap cac boat ddng

xau, cac dd vd tiong boat ddng

tai chinh-ngan hang nhim

gdp phin dim bap chp he

thd'ng tai chinh dn dinh, bip

ve ngudi giii tiin.

Tai chau A, sau khiing

hpang tai chinb 1997-1998, cae

qudc gia trong khu vuc

ASEAN da nhan thay su cin

thiet phai cai each hoac thanh

lap td chiic BHTG. Ngan hang

phat trien Chau A (ADB) da

cd du an hd trp ky thuat cho

Viet Nam nhim cii each tdng

thi khu vuc tai chinh. ADB da

cung cip hd trp ky thuat cbo

viec nghien ciiu xay dung he

thd'ng BHTG tai Viet Nam,

ddng thdi cung cap khoan vay

uu dai de Chinh phu Viet

Nam cap vd'n diiu le cho

BHTG Viet Nam (BHTGVN)

vdi sd tiin 1.000 ty ddng.

Vdi vai trd la ca quan bio

ve ngudi giii tiin va gdp phin

vao su phat trien an toan, lanh

manh cua be thd'ng ngan

hang, boat ddng nghiep vu

ciia BHTGVN gin chat vdi

vdng ddi ciia cac td cbiic tin

dung. Khi td chiic tin dung

dupe thanh lap va cd huy

ddng tiin giri, BHTGVN se

thuc hien cip chiing nhan

BHTG. Trpng qua trinh td

chiie tin dung hpat ddng,

BHTGVN thuc hien thu phi,

giam sat tir xa va kiem tia tai

chd. Trpng trudng hpp td chiic

tham gia BHTG gap khd khan,

BHTGVN cd chiic nang hd trp

tai chinb nhim khdi phuc boat

ddng, ngan ngira do vd. Trpng

trudng hpp ngan bang do vd,

BHTGVN thuc hien chi tri

tiin bio hiim cho ngudi gui

tiin, ddng thdi thuc hien vai

trd chu np dpi vdi ngan bang

dd vd tren sd tien da chi tra

cho ngudi giii tiin.

Co' the ndi, boat ddng

BHTG d Viet Nam trong

BIEU DO 1: HOAT DONG NGHIEP VU CUA BHTGVN GAN Vai

VONG Dai CUA TO CHLTC THAM GIA BHTG

Tnjbi

thanh lap

- Thu phi dinh ky

- Gam sat tif xa

- Ki6m tra tai cho

- Bau tu' Chim dirt thanh ly

- H 6 tro. iu v^n \

- Nghiep vu l<hac \

NHNN cap phep Ch4m dirt hoat dong \

/ Cho vay ho tro Thu h6i giSy chimg \ i

n^^^^^ ^^^^^^^^I^P^^^^IH

N 71 ^

BHTGVN / iThanhly

cap giay chLfng nhin / Quin ly Tai:

Chi tra ngirdi giri ti n

san

Tai chinh THANG 9/2010 49