Bảo hiểm xã hội tự nguyện và yêu cầu mở rộng đối tượng tham gia

NGHIEN ClJU-TRAO 001

BAO HIEM XA HOI TU NGUYEN

VA YEU CAU Md RONG DOI tl/ONG THAM GIA

NGUYEN THI MINH NGUYET

Bio hiim xa hgi li mot chinh sich an sinh xa hgi r^t quan trgng, gitip bio ve thu nhap

Cling nhu cude sdng cua bin than va gia dmh ngudi lao ddng; gitip ho trinh xa nhung khd

khin vikinh ti - xa hoi klii dm dau, ruiro, khi lao dong cung nhu khi khong lao dgng. De

md rdng su tham gia bao hiim xahoi tfjiben canh viec thuchien bio hiim xi hdi bit

budc, nuoc ta cdn thuc hiin bao hiem xa hgi tu nguyin nhim nang cao khi ning bio v$

cuoc sing nguai din, ddng thdi the hien suquan tam sau sic cua Ding Nha nudc din

chinh sich an smh cho ngudi dan.

Social insurance is a crucial social security pohcy which protects income and Me of an

individual employee and bis/her family. It helps employees not fall into economic-social

difSculties when they have sickness, face risks, work or do not work. For expansion of

insurancecoverage, implementation of tbe social security policy for the people, in ali^unent

with the Party and State's attention, the Govermnent promotes voluntary social insurance

in addition to the compulsory one in order to enhance protection of people's life.

I. Su can thiet mu rpng doi tuong tham

gia bao luem xa hoi tu nguyen

Theo Dieu 3 Luat Bao hiem xa hoi nam

2014, bao hiem xii hoi (BHXH) la su bao dam

thay the hoac bd dap mpt phcan thu nhap

cua nguoi lao dong khi hp bj giam hoac mat

thu nhap do om dau, thai san, tai nan lao

dong. benh nghe nghiep. het tuoi lao dgng

hoac chet, tren co so dong vao quy BHXH.

Tao CO hoi cho moi nguoi lao dong tham gia

BHXH la trdch nhiem va nghia \'u cua Nha

nu(Vc. Vi vay, mo rong do bao phii cua BHXH

la muc tieu cua tat ca cac quoc gia, dac hiet

la quoc gia dong dan. co nguon lao dong tre

va doi dao nhuViet Nam.

\'iec xay dirng che d(i Bl IXJ-l tu nguyC'ii la

rat caji thiet, nham ap dung cho ddi tupng

klidng thupc dien lam cong an luong, kliong

dupe bao ve boi BHXH bat buoc, nhimg doi

tufmglamnghe tudo, nguoi nong dan..., ma

trong nen kinh te thi truong ciia chung ta

hic'n nay, ddi tutmg nay chiem sd luong rat

Ion. Dieu nay da duac Nghi quyet sd 21-

NQ/TW ngay 22/11/2012 cua Bo Chinh tri

ve tang cucmg su lanh dao cua Dang ddi voi

cdng tac BHXH, bao hiem y te giai doan 2012

- 2020 tiep tuc khang dinh va dat ra muc

deu: "Thuc hien c6 hieu qua cac chinh saeh,

che do bao hiem xa hdi, bao hiem y te; tang

nhanh dien bao phu doi tupng tham gia bao

'" ThS, Hoc vien Hanh chinh Quoc fjia

\IH^ h^'iiOC - 2D ^S'-i i 3017)